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Ghetto tax
A ghetto tax is the incidence of higher prices for goods and services paid by those with low incomes, particularly those living in poverty-stricken areas.
==Economic principles==
A ghetto tax is not literally a tax. It is a situation in which people pay higher costs for equivalent goods or services simply because they are poor or live in a poor area. A paper by the Brookings Institution, titled ''From Poverty, Opportunity: Putting the Market to Work for Lower Income Families'', is widely cited as a study into ghetto taxes, although the report itself does not use the term.〔
The problem of ghetto taxes is closely associated with mobility; one study in the USA showed that higher prices might be prevalent in some neighbourhoods, but people with access to a car would have more access to affordable goods and services elsewhere, whilst those without a car would bear the brunt of higher local prices.〔〔(【引用サイトリンク】accessdate=14 August 2011 )〕
Tackling the problem of ghetto taxes is difficult. For instance, high-interest-rate loans are more likely to be taken by people on lower incomes; however, a study has shown that capping interest rates results in reduced credit availability for those people who most need it. This may make the problem worse.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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